Is insurance included with every rental?

DRIVESHARE provides coverage options for all rentals, and is chosen by the renter or owner depending on the type of rental. This coverage is subject to the terms, conditions and exclusions of the policy.

Driving Rentals:

Renters can choose from 3 coverage options during checkout:

Good: 

- Renter liability coverage: State Minimum

- Full Comp & Collision Protection

Deductibles:

- Physical: $6,000 

- Liability: $2,500

Better:

- Renter liability coverage: State Minimum

- Full Comp & Collision Protection

Deductibles:

- Physical: $3,000 

- Liability: $1,000

Best: 

- Renter liability coverage: Up to 1M

- Full Comp & Collision Protection

Deductibles:

- Physical: $2,500 

- Liability: $500

Event & Chauffeur Rentals:

Owners are able to add insurance coverage for every Event or Chauffeur rental. This includes up to $1 million in liability coverage for both bodily injury and property damage for every rental period and collision coverage up to the vehicle’s agreed value listed on the DRIVESHARE website, subject to the terms, conditions and exclusions of the policy. The price to add insurance is calculated using the value of the vehicle, and is deducted from the payout amount should the owner opt in for insurance coverage for the Event or Chauffeur rental.

- Owner liability coverage: Up to 1M

- Full Comp & Collision Protection

Deductibles:

- Physical: $2,500 

- Liability: $500

One important exclusion is that driving rentals are not available for vehicles registered in New York State, and our Chauffeur/Event insurance is not applicable to any trips starting or ending in New York State. However, vehicles registered in other states can be driven into New York but trips must begin and vehicles must be picked up outside of New York.